About Dumi

DUMI is a mobile application product from PT. Fidac Inovasi Teknologi that provides micro financing solutions for ASN for various needs. DUMI was registered with the Financial Services Authority (OJK) as a fintech peer 2 peer lending (P2P) number: S-602 / NB.213 / 2019 dated October 30, 2019.

The Vision

Providing easy financial access to all Indonesian Civil Servant at collaborating agencies. With the presence of Dumi, can contribute to improving the welfare of civil servants

Loan Process

Apply Loan

Click the submit loan button on the Dumi mobile application


Just a few minutes. Don’t forget to prepare your National Id Card and selfie


Fund will be disbursed to your bank account in just 2 x 24 hours

Dumi Features

Get a lot of convenience in applying for a loan with the Dumi application


The loan application process is easy and fast

Transparent costs

There are no hidden costs for applying for a loan

Competitive interest

Loan interest rates are only 0.8% / month

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Flexible Tenor

Tenor options ranging from 3 months to 36 months

Product Choices

A selection of products is available for various ASN needs


Registered and supervised by the Financial Services Authority (OJK)

Become a Dumi Partner

Please fill in the following form to submit a collaboration:

As Seen On

Electronic System Provider is registered with the Ministry of Communication and Information

No : 01399/DJAI.PSE/03/2019

Registered and supervised by the Financial Services Authority (OJK) as P2P Lending

No: S-602/NB.213/2019

Registered at the official Fintech Association that has been appointed by the OJK

No: 0130/REF/AFPI/2019